J.Crew Jeweled Garland Necklace

I received this necklace as a gift, and wore it for the first time last week over a black cashmere crewneck sweater. What you can't tell from the stock picture is that it has some texture, so it's not completely flat against your skin and it definitely makes it look a little more modern. I'm also going to try it with a rosy-beige silk top and a black skirt, and think it could also work with a blousy white tank.